Rates are subject to change at any time without notice. We will make every attempt to update this section on the day of rate change. Please call the credit union for the latest information about rates and specials. Most rates determined by credit score. APR=Annual Percentage Rate.


Last Update: June 1, 2024

LoanTypeTermsAnnual Percentage Rate (APR)Payment per $1,000Additional Information
Auto Loans

New 2-year 4.25%* APR $43.54

The maximum loan term is at the discretion of the loan officer. 84 month loan minimum $28,000. Some restrictions apply. Rates are determined by credit score. Rates on older vehicles are available!

If you have our Premiere Checking and direct deposit, your auto loan rate will be 0.25% lower! Ask your loan officer about this special discount!

Motorcycles are the same as auto loan rates.

*Restrictions apply

3-year 5.00% APR $29.97
4-year 5.50% APR $23.26
5-year 5.75% APR $19.22
6-year 6.00% APR $16.58
7-year 7.00% APR $15.10
2019-2023 2-year 4.75% APR $43.76
3-year 5.75% APR $30.31
4-year 6.00% APR $23.49

5-year

6.50% APR $19.57

6-year

6.75% APR $16.93
2016 & Older 3-year 6.00% APR $30.42
4-year 6.75% APR $23.83
5-year 7.75% APR $20.16
6-year 8.75% APR $17.91
Overdraft Protection Kwik Cash Loan N/A 15.00% APR   Provides account overdraft protection
Personal Loans Signature 3-year 9.75% APR

$32.16

Maximum loan amount, rates determined by credit score.
Signature 4-year 10.00% APR

$25.37

Signature 5-year 10.25% APR

$21.38

New Rec 3-year 6.50% APR $30.66 Boat and recreational vehicle loans require 15% down. Rates determined by credit score. Other terms available.
New Rec 4-year 7.00% APR $23.95
New Rec 5-year 7.50% APR $20.05
Used Rec 3-year 6.75% APR $30.77
Used Rec 4-year 7.25% APR $24.07
Used Rec 5-year 7.75% APR $20.17
Home Equity Lines of Credit 80% LTV 2nd N/A Prime - .50% APR $16.00

Line of Credit

Rates determined by credit score. Owner Occupied. Floor rate of 3.75%

80% LTV 1st Prime - 1% APR
50% LTV 1st Prime - 1.25% APR

Mortgages

Up to 80% LTV

First Mortgage 15-years 7.00% APR $8.99

Appraisal, title and flood search, and recording fees are paid by borrower, other programs available.

Rates determined by credit score.

Shorter and longer terms available for 2nd mortgage products.

First Mortgage Up to 30 years, call for current rate
       
2nd Mortgage 5-year 6.50% APR $19.57
10-year 7.25% APR $11.75

Mortgages

50% LTV

1st Mortgage 3-year 5.00% APR $29.97

50% LTV

Other programs available. Rates based on credit score.

5-year 5.00% APR $18.88
7-year 5.75% APR $14.49
10 year 6.00% APR $11.11
15 year 6.50% APR $8.72